Articles by David J. Dybdahl

As I sat at lunch with a restoration contractor, the familiar story unfolded: “I did the Cat 3 water loss according to the IICRC S500 and the adjuster only wants to pay me for a Cat 2 loss.

Most restoration contractors have glaring coverage gaps in their liability insurance resulting from professional exclusions.

Looking for a new source of revenue in your restoration business? Consider going into the self-performed roofing business.

We have been answering a lot of questions about bailees insurance lately.

A Grand Canyon white water rafting guide will tell you, “You are primarily responsible for your own survival.” And if you own a company, you are the person that must be primarily responsible for the survival of your business.

I cringed when I heard my client say “we are not following the S520” as he was complaining about being mistreated by a claims adjuster on a job.

Here is some front lines information on insurance that everyone working in New York or contemplating working in New York needs to be aware of.