As I prepare to write this article about handling contents during a CAT loss flood situation, I am watching the State of California experience some of the worst flooding in its history. Entire neighborhoods have been evacuated and homes have been swallowed by over flowing rivers and spillways.

This special issue of R&R covers CAT work from every angle. Or so I thought, until I was traveling back from Insights in Grapevine, Tex., last month.

Disaster sites are a natural breeding ground for health and safety concerns, including severe injuries to fingers and hands. The U.S. Bureau of Labor Statistics (BLS) reports that 70 percent of workers who injure their hands were not wearing work gloves during the accident.

In mid-December, those of us in the Australian state of Victoria believed it was going to be a dry and hot summer. After a very hot couple of days in a heat wave in Melbourne, we were asking, “where is our summer rain?”

Take a moment to think back through 2016. What changed in your life this year? What changes did you notice in the community, state, and even world around you? What headlines come to mind? 

In May 2016, the massive Fort McMurray wildfire that forced more than 80,000 people from their homes was dubbed the costliest disaster for insurers in Canadian history.  With tens of thousands of personal, commercial and auto claims, the devastation took months to document and the re-build will be underway for some time to come.