There are several reasons that adjusters are anxious for a cleaning estimate from a cleaning contractor at the beginning of a job.
An adjuster needs to set what’s called a “reserve.”A reserve is an amount that needs to be set by the insurance company at the beginning of every loss as a set aside amount if you will to know that the money is “reserved” for that particular loss out of the insurance company’s assets. They need to do this to meet the requirements of regulators, rating agencies and management.